In cash-first markets like Egypt and across MENA, e-commerce is booming — but the way people pay is still stuck in the past.
Over 85% of online orders are paid in cash on delivery (COD) — creating a broken, risky, and outdated system that hurts buyers, merchants, and delivery companies alike.
PeacePay is here to change that.
We’ve reimagined the entire Pay-on-Delivery experience — with a system built around trust, transparency, and security.
❌ The Problem with Cash-on-Delivery
Traditional COD seems convenient — but it creates major issues:
Fake or refused orders cause up to 40% failure rates
Merchants raise prices by 10–15% just to cover return losses
Couriers handle physical cash, risking theft and reconciliation delays
Customers don’t trust prepayment, but have no safer option
And no one — buyer, seller, or courier — has full control over the process
It's a system that creates costs, confusion, and friction — especially in emerging markets.
✅ PeacePay: How It Works
PeacePay brings a secure, digital Pay-on-Delivery solution to fix all of this — without needing credit cards, integrations, or trust in advance.
Here’s how it works:
1. At checkout, the buyer tops up their PeacePay wallet
2. The funds are placed in a Secure Payment Hold — not released yet
3. At delivery, the buyer inspects the item
4. If satisfied, they enter a one-time OTP code
5. PeacePay instantly releases the payment to both the merchant and the delivery provider
6. If rejected, the item is returned and only the delivery fee is charged
No physical cash. No disputes. No risk.
Just trust, speed, and control — for all sides of the transaction.
💡 Who PeacePay Helps
🛒 Merchants Get instant payment, lower return rates, and fewer pricing markups
🚚 Delivery Companies No cash handling, no theft, faster reconciliation
👤 Customers Maintain control over their money, inspect before paying, enjoy faster refunds
This is how Pay-on-Delivery should work in the digital age.
🌍 Why It Matters Now
In regions like Egypt, Iraq, Jordan, and across Africa, the majority of e-commerce still relies on COD — not because people want to use cash, but because they don’t trust the system.
PeacePay offers a new middle ground:
A digital layer of trust that lets people pay only when they’re ready — with money already secured and processes already in place.
🚀 What's Next?
PeacePay has completed its web app MVP and is preparing for beta testing with committed merchants and delivery companies.
We're now raising funds to:
- Launch publicly in Egypt
- Scale across the region
- Bring seamless, secure PoD to millions who need it
💬 Final Word
We’re not just solving a payment problem.
We’re unlocking access, reducing risk, and helping e-commerce grow in the places that need it most.
If you’re a merchant, courier, buyer — or believer in a better digital economy — join us.
Because the future of Pay-on-Delivery isn’t cash.
It’s PeacePay.